Bond arrears, legal letters or debt closing in? We help South African homeowners find a structured, dignified way forward — before the decisions are made for you.
01Pressure
Missed bond payments. Calls from the bank. A summons, legal action, the fear of a sale in execution. It is heavy, it is lonely — and it is far more common than you think. The sooner you look at your options, the more of them you have.
02Assessment
A free, confidential assessment looks at what your property is worth, what you owe, your equity and income, where you are in any legal process — and, most importantly, what you want for your family.
03Strategy
There is no single answer for every home. We match your situation to a structured solution, and explain exactly how it works before you decide anything.
04Support
A Real Estate Solution Specialist explains your options in plain language. Then we coordinate the investor, your bank and the legal steps — from the first conversation to the final transfer — so you never navigate it alone.
05New chapter
Recover and stay. Sell with structure. Take the time you need. Resolve the pressure and start afresh. Every family’s story is different — and every one starts with a single conversation.
Your next step
A short online assessment is all it takes to begin. It’s free, and completing it doesn’t oblige you to proceed.
Four ways forward
Whether you want to avoid a repossession sale or a sale in execution, or release equity in your home without a loan, each solution is a structured property transaction managed by Real Estate Assist, usually with an investor partner. Which one fits depends on your equity, your income and what you want next.
A rehabilitation plan to stay in your home
Stay in your home while you get back on your feet — with the potential to buy it back.
Best suited when youHave equityHave income
An investor buys your property and leases it back to you, so you can keep living in a familiar place while you work on settling short-term debt and creditors. Ownership passes to the investor and you rent the home; the agreement can include an option to repurchase it at a predetermined price within an agreed time frame.
Start my free assessmentA collaborative real estate opportunity
Partner with an investor to settle the arrears, improve your property and aim for a better sale.
Best suited when youHave equityLack income
You provide the property; an investor provides the cash flow to settle bond arrears, address legal action, settle other creditors and fund improvements. Real Estate Assist manages the process through to the sale and transfer to a buyer.
Start my free assessmentA unique real estate transition plan
Buy the time to sell properly — and start afresh.
Best suited when youHave some equityHave a low income
For owners prepared to sell who need time. The property is sold to an impact investor, who improves it and sells it on while you stay during the transition — and you receive the amount agreed upfront, rather than selling under duress.
Start my free assessmentA unique mortgage resolution plan
A bridge between you and your bank — when a sale in execution feels close.
Best suited when youLack equityLack income
For homeowners who can’t resolve their arrears and whose bond is too high to sell without a negotiated settlement. Before a sale in execution, Rebound seeks a privately negotiated resolution with the bank — a chance to settle the bond and avoid the consequences of an auction, where possible.
Start my free assessmentEvery solution depends on an assessment of your circumstances and the terms agreed in writing — and, where an investor is involved, on their participation. An investor may buy, improve or help structure the transaction. Outcomes are not guaranteed, and the structure, relevant costs and next steps are explained before you decide to proceed.
Which path might fit?
A quick guide only — nothing is sent or stored. Your free assessment is where the real answer comes from.
How it works
From the moment you reach out to the day you move forward, here’s what happens — and who’s beside you at each step.
Pressure → reach out
A few minutes online. Tell us about your property, your bond and what’s happening — in confidence.
Start nowAssessment
If the pre-qualification shows a possible fit, you’ll receive an email link to the full application.
Strategy
A Real Estate Solution Specialist walks you through the realistic options — how each would be structured, the relevant costs and the next steps — before you decide.
Support
Investors, the bank, the legal steps, improvements and transfer — coordinated for you, with updates along the way.
New chapter
Whether that means staying on while you recover, or a structured sale and a fresh start — you’ll know where you stand.
What to expect
Starting costs you nothing, and you’re under no obligation to proceed.
They may buy, improve or help structure the transaction — and you’ll understand exactly how before you decide.
The structure, the costs and the timing are clear before you decide.
We don’t offer conventional loans. We structure property solutions with investor partners.
The Bridge Center, 304 Durban Road, Bellville, Cape Town · Monday to Friday, 09:00–16:00
Questions
No. We are not a bank or a conventional lender, and we are not debt review. We offer structured real estate solutions that may use your property and the value in it.
Yes. Our homeowner solutions require ownership of residential property in South Africa.
It’s the value of your property minus what you still owe on it. Substantial equity can create more options — your assessment shows what yours may make possible.
You can still complete the assessment. It isn’t a bank-approval check; it looks at your property, what’s owed, your income and your goal.
Every route involves a transaction on your property. With Recovery, an investor buys the home and you stay on as a tenant, with the potential to buy it back; the other routes are structured sales or settlements. Your assessment shows which is realistic for you.
Yes. An investor may purchase, improve or later resell the property, or help structure the transaction. The structure is explained to you before you decide.
No. No outcome can be guaranteed. The legal stage, the time available, the property’s value, the debt and your equity all determine what may be possible — which is why it helps to reach out early.
Your information is reviewed. If your pre-qualification shows a realistic route, you’ll receive a link to the full application, and a Real Estate Solution Specialist will be in touch to talk through your options.
Confidentially, and in line with our privacy policy.
Completing the assessment does not guarantee qualification and does not oblige you to proceed.
