Are you a homeowner in South Africa facing the threat of property repossession? Losing your home can be an emotional and painful experience. It’s not just a house; it’s where you’ve built memories, found comfort, and felt secure.
We understand your situation and are here to offer effective property repossession solutions to help you keep your home.
To qualify for this assistance, you must own property, and to keep your property you need a consistent stable income.
South Africa • Bond Arrears • Section 129 Letter
Behind on your bond or received a Section 129 letter? You still have options. Compare proven property repossession solutions to keep your home or exit safely while protecting your equity.
When bond payments fall into arrears, your credit provider may issue a Section 129 notice and proceed through the courts toward a Sale in Execution (sheriff auction). With the right plan, you can stabilise cash flow, cure arrears, or manage a smart sale to avoid auction losses and protect your equity.
We design a property-led plan around your numbers — fast, transparent, and aligned to SA timelines.
When recovery is realistic: map an affordable arrears cure, engage your lender, and stabilise your budget so arrears don’t return.
Use available equity to settle arrears and high-interest debt, lowering monthly outflow and keeping the roof over your head.
When keeping the home isn’t realistic: avoid auction discounts, settle the bond, and preserve your equity through a managed sale.
If a sheriff auction date is set, act immediately. Triage and urgent support may still protect your equity.
Problem: 4 months in arrears; Section 129 served; credit cards maxed.
Plan: Equity release + debt consolidation; arrears settled; cards closed.
Outcome: Kept home; monthly outflow reduced by 23% after 9 months.
Problem: Irregular income; sheriff date pending.
Plan: Managed sale with rapid tidy-up & pricing strategy.
Outcome: Sold in 21 days; bond & arrears settled; R312 000 equity preserved.
*Outcomes vary by case. We’ll assess what’s realistic for you.
At Real Estate Assist, we specialize in helping distressed homeowners navigate the complexities of property repossession. Our goal is to provide you with personalized solutions that not only stop the foreclosure process but also improve your financial situation
Debt Settlement and Credit Rebuilding: We’ll help you pay off outstanding debts and work to improve your credit score, allowing you to re-enter the mortgage market.
Buy-Back Options: We offer programs where you can sell your property to an investor and lease it back, with the option to repurchase it at a later date.
Customized Timeframes: We create flexible plans that suit your specific needs, giving you the time to get back on your feet financially.
Legal Assistance: Our team can guide you through the legal aspects of Repossession and foreclosure, ensuring your rights are protected.
